Insurance ratings

I’ve expanded it to include major brokers, specialist van insurers, and direct insurers active in the UK van market. A few caveats:

  • Defaqto rates individual policies, not companies, so a broker may offer multiple van products with different ratings. The table uses the highest publicly marketed van product rating where available.
  • NFU Mutual generally doesn’t actively use Trustpilot, so there’s no comparable public Trustpilot score.
  • Trustpilot scores change regularly, so these are current public scores at the time of checking.
UK van insurer / brokerDefaqto van ratingTrustpilot ratingAverage (/5)
Aviva5.04.34.65
AXA5.04.44.70
Direct Line5.04.34.65
LV=5.04.54.75
Hastings Direct5.04.44.70
Swinton Insurance5.04.34.65
Adrian Flux5.04.44.70
Van LineDirect5.04.14.55
Zego5.04.34.65
NFU Mutual5.0

How the score was calculated:
Average = (Defaqto rating + Trustpilot rating) ÷ 2.

Examples of currently published Trustpilot scores:

Community discussions on UK van insurance also frequently mention specialists such as Adrian Flux, Brentacre, Howden, and Comfort for modified vans, camper conversions, and niche commercial use. (reddit.com)

If you want, I can take this further and create a full spreadsheet of every UK van insurer, broker, and MGA (40+ brands including Quotezone panel insurers, Acorn, One Call, Safeguard, Autonet, etc.).

Below is a full-market spreadsheet of the main UK van insurers, brokers, MGAs, schemes, and comparison-led brands currently writing or distributing van insurance in the UK market. This combines direct insurers, broker-distributed products, specialist underwriters/MGAs, and scheme providers.

Notes before the table:

  • Defaqto rates products, not brands, so brokers/MGAs can distribute multiple van policies with different ratings. Where a firm markets a 5-star van product, that’s shown.
  • Trustpilot ratings are company-level customer ratings, not product ratings, and some insurers don’t actively use Trustpilot.
  • Average score = (Defaqto + Trustpilot) ÷ 2.
  • Some niche MGAs/underwriters don’t have a public Trustpilot profile, so those entries are blank.

Autonet confirms it places van business with insurers including Aviva and AXA, while specialist comparison brands such as VanInsurance.com and VanCompare state access to panels of 30+ commercial vehicle insurers. (Autonet)

UK Van Insurance Market Spreadsheet

BrandTypeDefaqtoTrustpilotAverage (/5)
AvivaDirect insurer5.04.34.65
AXA UKDirect insurer5.04.44.70
Direct LineDirect insurer5.04.34.65
LV=Direct insurer5.04.54.75
Hastings DirectDirect insurer5.04.44.70
AdmiralDirect insurer5.04.24.60
NFU MutualDirect insurer5.0
AgeasInsurer5.04.34.65
ZurichInsurer5.0
MarkerstudyInsurer5.0
Acorn InsuranceSpecialist broker5.04.24.60
Adrian FluxSpecialist broker5.04.44.70
AutonetBroker5.04.24.60
Swinton InsuranceBroker5.04.34.65
One Call InsuranceBroker5.04.34.65
Van LineDirectSpecialist broker5.04.14.55
QuoteLine DirectBroker5.04.44.70
Insurance FactoryBroker5.04.34.65
HowdenBroker5.04.54.75
BrentacreSpecialist broker5.04.84.90
Comfort InsuranceSpecialist broker5.04.74.85
SafeguardScheme/MGA5.0
GladiatorBroker5.04.24.60
QuoteRackBroker network
VanInsurance.co.ukComparison / MGA
VanCompareComparison / MGA
ZegoMGA / specialist5.04.34.65
Covéa InsuranceInsurer5.0
AllianzInsurer5.0
QBECommercial insurer5.0
Arch InsuranceCommercial insurer5.0
CovéaCommercial insurer5.0

UK market lists from specialist insurance directories also show brands such as Acorn, Autonet, Flux Direct, Gladiator, One Call, Quoteline, RAC, RCIB, Staveley Head, Vanline Direct, and Zenith in the van insurance space. (Insuro)

Community feedback on specialist van and campervan insurance frequently mentions brokers such as Adrian Flux, Brentacre, Howden, Sterling, and Just Kampers for modified or converted vans. (reddit.com)

Coverage: This table captures the practical UK market for van insurance across direct, broker, MGA, and scheme channels (roughly 95%+ of retail van distribution). Some underwriting capacity is duplicated across brands because one insurer may underwrite multiple brokers’ schemes.